Svea Bank is seeking a KYB Analyst to join its Spanish Permanent Establishment. This role is well suited to a detail-oriented professional with solid experience in merchant onboarding, KYB/KYC processes, and risk-based due diligence within a banking or fintech environment.

As a KYB Analyst, you will be responsible for conducting comprehensive merchant due diligence, assessing financial crime risks, and supporting informed onboarding decisions in line with regulatory requirements and internal policies. The role has a strong operational focus, requiring sound judgment, analytical capability, and a structured approach to risk assessment.

You will work closely with internal stakeholders and utilize both internal and external tools to ensure accurate risk evaluation, effective screening, and high-quality documentation. The position forms part of a collaborative compliance function and requires professionalism, accountability, and the ability to operate efficiently in a high-paced environment.

What you will do:

• Conduct KYC/KYB assessments for merchants through the review and analysis of client documentation and relevant information.

• Perform onboarding and risk-based due diligence on new merchants in accordance with internal policies and regulatory requirements.

• Assess merchant risk profiles by analyzing information obtained through internal systems, external databases, and screening tools, and determine appropriate next steps.

• Carry out PEP screening, sanctions check, and adverse media reviews, ensuring accurate documentation and escalation where required.

• Ensure ongoing compliance with applicable regulations, internal frameworks, and client-specific processing requirements.

• Contribute to the wider compliance function by liaising with internal stakeholders, supporting the development and maintenance of policies and procedures, and recommending improvements to existing processes and controls.

What you’ll need:

·       At least two years of experience in a similar role, with demonstrated hands-on experience in KYC/KYB and merchant onboarding.

·       A bachelor’s degree in Law, Business Administration, or a related field.

·       Proven experience within a banking or fintech environment.

·       Training or exposure to financial crime disciplines, including AML, sanctions, anti-bribery and corruption, and/or fraud, is considered an advantage.

·       Excellent written and verbal communication skills in English, with a good working proficiency in Spanish.

·       A structured, organized, and disciplined approach, with the ability to manage workload effectively and communicate clearly.

·       Strong analytical and research skills, with high attention to detail.

·       The ability to perform effectively in a fast-paced, operational environment.

·       A proactive, hands-on, and self-driven mindset, with a preference for working in a structured and well-defined framework.

What we offer :

• 23 vacation days + 2 days of free disposal per year.

• Professional development workshops or seminars.

• Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee.

• Health insurance discounts with Sanitas and Adeslas

• access to healthy, organic, and sustainable fruits and snacks.

Moreover, we offer a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, environmental consciousness). Each area will include a variety of activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you.